Colin Russell - Realtor
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Office: 386-603-4600 - Fax Line: 386-627-8861                             

Direct Number: 386-627-3198                                            ​

7 Reasons to Own a Home

Tax benefits.
The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.


Appreciation. 
Historically, real estate has had a long-term, stable growth in value. In fact, median single-family existing-home sale prices have increased on average 5.2 percent each year from 1972 through 2014, according to the National Association of REALTORS®.  The recent housing crisis has caused some to question the long-term value of real estate, but even in the most recent 10 years, which included quite a few very bad years for housing, values are still up 7.0 percent on a cumulative basis. In addition, the number of U.S. households is expected to rise 10 to 15 percent over the next decade, creating continued high demand for housing.


Equity. 
Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

Savings. 
Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

Predictability. 
Unlike rent, your fixed-rate mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will likely increase.

Freedom.
The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle.

Stability. 
​Remaining in one neighborhood for several years allows you and your family time to build long-lasting relationships within the community. It also offers children the benefit of educational and social continuity. 
If you would like to find out more about the process of buying a home please call me on
​386-627-3198
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  • Home
    • About Us >
      • About Colin
      • Customer Reviews
      • About Trademark Realty Group
      • Contact Me
    • Office Directory
    • Certification and Awards
  • Information Pages
    • Area Profiles >
      • Flagler County >
        • Beverly Beach
        • Bunnell
        • Daytona North
        • Flagler Beach
        • Flagler Estates
        • Marineland
        • Palm Coast
        • Places to Eat
        • Schools
      • Volusia County >
        • Daytona Beach
        • New Smyrna
        • Ormond Beach
      • St Johns County >
        • St. Augustine
        • St Augustine Old City
        • Ponte Vedra Beach
    • Buyers Information >
      • Buyer Questionnaire
      • Buying a Home is a Good Idea
      • 7 Reasons to Own a Home
      • 7 Reasons to work with a Realtor
      • How To Prepare for House-Hunting
      • Buying a Home the Traditional Way
      • Buyers Aged 62 Years Special Information
    • Sellers Information >
      • Before You Sell
      • Buyers Eyes
      • Things to Consider
      • Making Rooms Look Bigger
      • Owner Financing
  • Property
    • Featured Property
    • Search For Homes
  • International Real Estate
  • My Florida Dream Home
  • Videos
    • Information Videos >
      • Palm Coast & Flagler County
      • Daytona Beach Area
      • Jacksonville Florida
    • Property Videos
  • Rental Center
    • Ten Tips for Landlords
    • Rental List Portal
  • Log-in
    • Egan - Login
    • Hendrick - Login
    • Hack - Login
    • Hoce - Login
    • George - Login
    • Ryone - Login
    • Seabolt - Login